The owner of this website is “Financial House Ever” AD (“the company”, “we”, “our”). This policy will be reviewed periodically to take into account changes in operations or practices and, in addition, to ensure that the policy is consistent with any changes in laws, technology and the general business environment. By using our website and trading platform, you agree to our Cookie Policy.

Use and management of cookies

We may obtain information about you by accessing cookies (text files which are stored on your computer or other access device) when you visit our website or use our services. Cookies store small pieces of information, such as names and email addresses. We are able to do this by using web beacons (also known as clear GIFS or web bugs). Web beacons do not store additional information on your computer but, by communicating with our cookies on your computer, they can remember things about our website, which we use to improve your user experience.

Cookies are not programs and cannot be executed as code or deliver viruses – instead, cookies act more like a passport, which the site checks and updates whenever you visit. Most websites which you visit will use cookies in order to improve your user experience. Their functions include verifying your identity for security purposes; determining the type of browser and settings you are using or allowing site owners and third-party advertisers to tailor content to your preferences. Cookies are managed by your browser. Each cookie is unique and contains some anonymous information such as a unique identifier, site name, digits and letters. It allows a website to remember your browsing preferences

Types of cookies

Cookies may be either “persistent” cookies or “session” cookies. The website uses both persistent and session cookies.

Session or functionality cookies

A session cookie is essential to ensure the correct functioning of the website and is used to manage registration/login and access to reserved features. Session cookies are stored temporarily during a browsing session and are deleted from the user’s device when the browser is closed.

Persistent cookies

Persistent cookies are saved on your computer for a fixed period (usually a year or longer) and are not deleted when the browser is closed (unless deleted by the user before the expiry date). 

First party cookies

Cookies set by the website owner or service provider (FH Ever) are called “first party cookies” and they can only be read by that site. Cookies set by parties other than the website owner are called “third party cookies”. 

Third party cookies

Third party cookies enable third party features or functionality to be provided on or through the website or service you are using (such as advertising, interactive content and analytics). The third parties that set these third party cookies can recognise your computer both when it visits the website or service in question and also when it visits certain other websites or services.

We use functionality cookies to analyze how visitors use our website and to monitor website performance and functions. This allows us to provide a high quality customer experience by quickly identifying and fixing any issues that arise. For example, we might use performance cookies to keep track which pages are most popular and which method of linking between website pages is most effective. 

Functionality cookies are used by our Trading Platform to allow us to remember your preferences and identify you as a user, ensure your information is secure and to operate more reliably and efficiently. For example, cookies save you the trouble of typing in your username every time you access the Trading Platform, and recall your preferences, such as which language you wish to see when you log in.

We use the following types of Cookies:

Changing Cookies Settings

You can set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use the website though your access to some functionality and areas of the website may be restricted. If you block cookies, you will not be able to use all the features on our website and trading platform. You can also delete cookies already stored on your computer. Again, doing this may have a negative impact on the usability of our services.

As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser, you should visit your browser’s help menu for more information. It is necessary to follow the instructions provided by the web browser, which are usually located within the ‘Help’, ‘Tools’ or ‘Edit’ menus.

Alternatively, an external resource is available at www.allaboutcookies.org/manage-cookies, providing specific information about cookies and how to manage them to suit the user’s preferences.